Homiq – Smart Property Financing Solutions in Malaysia

Unlock your home’s value.

Stay Planted!

Homiq lets you access fast, fair financing through our Property Partnership Program — so you get the cash you need while still keeping your home.

Mission

To help property owner access fast, fair financing through legal, innovative solutions—while keeping their home and dignity.

Vision

To become Southeast Asia’s most trusted platform for home-based liquidity and smart real estate partnerships.

Core Values

Homiq is built on transparency, accessibility, innovation, fairness, and integrity.

About Us

Real Help. Real Homes. Real People.

Homiq applies a proprietary equity-release method that transforms the value locked in your home into immediate capital—without handing over your keys. It offers a swift, fully compliant alternative, crafted for Malaysians who need solutions, not scrutiny.

Whether you’re dealing with debt, planning for your kids, or just need breathing room—we’re here to help you stay home, stay secure, and move forward.

What we do

Our Services

Property Partnership Program

Our signature service. You cash out from your home without moving out. Stay in your house and pay monthly rent like normal

Cash-Out Programm

We source below-market value properties, arrange financing at max market valuations, and let buyers unlock the price spread as extra cash, or renovations.

Debt Consolidation via Property

Use your property to clear off high-interest debts. Let your home work for you while you regain control over your finances.

Mortgage Refinance Made Easy

Ready to reduce your monthly payments or score a lower interest rate? This clear, step-by-step guide walks you through everything from comparing offers to closing the deal, so you can refinance your mortgage with confidence and ease.
How It Works

For Property Owner

Need Cash But Don’t Want to Sell Your Home?

We help property owner who are in a tight spot with cash flow, but have been paying their mortgages well. Instead of turning to banks or risky lenders, we offer:

Step-by-Step Flow

Apply

Simple online/WhatsApp form

Consultation

We review your property & situation

Agreement

You stay in your home under new terms

Funding

Cash disbursed with flexible usage

How It Works

For Property Partners

Want to Invest in Property Without the Headaches?

If you’re a young working adult looking to get into real estate, Homiq makes it easy:

Step-by-Step Flow

Select

Review properties on offer

Partner

Become a co-owner or financier

Earn

Monthly rent paid from owner

Exit

Fixed 3 - 5 years period, exit when repurchased.

Testimonials

happy clients

Partners

We’re Working with