Homiq – Smart Property Financing Solutions in Malaysia
Unlock your home’s value.
Stay Planted!
Homiq lets you access fast, fair financing through our Property Partnership Program — so you get the cash you need while still keeping your home.
To help property owner access fast, fair financing through legal, innovative solutions—while keeping their home and dignity.
To become Southeast Asia’s most trusted platform for home-based liquidity and smart real estate partnerships.
Homiq is built on transparency, accessibility, innovation, fairness, and integrity.
Homiq applies a proprietary equity-release method that transforms the value locked in your home into immediate capital—without handing over your keys. It offers a swift, fully compliant alternative, crafted for Malaysians who need solutions, not scrutiny.
Whether you’re dealing with debt, planning for your kids, or just need breathing room—we’re here to help you stay home, stay secure, and move forward.
Property Partnership Program
Our signature service. You cash out from your home without moving out. Stay in your house and pay monthly rent like normal
Cash-Out Programm
We source below-market value properties, arrange financing at max market valuations, and let buyers unlock the price spread as extra cash, or renovations.
Debt Consolidation via Property
Use your property to clear off high-interest debts. Let your home work for you while you regain control over your finances.
Need Cash But Don’t Want to Sell Your Home?
We help property owner who are in a tight spot with cash flow, but have been paying their mortgages well. Instead of turning to banks or risky lenders, we offer:
Step-by-Step Flow
Simple online/WhatsApp form
We review your property & situation
You stay in your home under new terms
Cash disbursed with flexible usage
Want to Invest in Property Without the Headaches?
If you’re a young working adult looking to get into real estate, Homiq makes it easy:
Step-by-Step Flow
Review properties on offer
Become a co-owner or financier
Monthly rent paid from owner
Fixed 3 - 5 years period, exit when repurchased.