Homiq – Smart Property Financing Solutions in Malaysia
Follow Us
- Jalan Senang Ria, Kuchai Lama
- 017- 467 1233
- hello.homiq@gmail.com
Services
We redefine financial solutions
At Homiq, we provide smart, secure, and human-centered property solutions designed to give you financial breathing room—without losing your home. Each service is built on trust, legality, and long-term value for both homeowners and investors.
Property Partnership Program
Stay in your home. Unlock its value.
Our flagship service allows homeowners to convert the equity in their property into usable cash—without selling or moving out. Through a secure tenancy-based model, you’ll remain in your home as a legal tenant while receiving a lump sum payout.
Key Benefits:
- You stay in your home during the full term (3–5 years)
- Monthly rent based on fair market rates
- No extensive paperworks, no due diligence & credit profile stress
- Fast approval with personalized consultation
Perfect for those who are “asset rich but cash poor” and need cash for education, medical bills, or business needs.
Buy a Property , Unlock Extra Cash.
Move into your new home and free up funds in one seamless transaction. We handle every step from due‑diligence to securing possession, so you receive the keys and the cash with no fuss.
Ideal for:
- Buyers who need funds quickly
- Renovation or Furniture purchase for their new home.
- Families relocating or upgrading
We screen undervalued listings to maximise the cash out amount that can be release, letting you focus on your next chapter.
Cash-Out Programme
Debt Consolidation via Property
Clear your debts by leveraging your biggest asset—your home.
If you’re drowning in high-interest loans or credit card debt, this service helps consolidate what you owe using the value in your property. We structure a solution that allows you to pay off debt and start fresh—without resorting to dangerous lenders or loan sharks.
Why it works:
- Regain control over your finances
- Stay in your home under a structured plan
- Stop late fees and creditor pressure
- Reduce or eliminate high-interest debt
It’s a smarter way to reset your finances without losing everything you’ve worked for.